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The EBA publishes its final standards for off-balance sheet items conversion factors

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The European Banking Authority (EBA) today published its final draft Regulatory Technical Standards (RTS) on the allocation of off-balance sheet items and the specification of factors that might constrain institutions’ ability to cancel unconditionally cancellable commitments considerations.

Under the standardised approach of credit risk, the exposure values of off-balance exposure depend on the application of certain percentages, which in turn rely on a bucket classification. With these draft RTS the EBA introduced assignment criteria for off-balance sheet items not already assigned to any buckets in line with the Annex I of the Capital Requirements Regulation (CRR). These assignment criteria aim at distinguishing between different levels of conversion probability, leveraging on the existence of financial covenants, conditions related to non-credit related events, and the optionality the obligor has in drawing or not the off-balance sheet item. Furthermore, the EBA provided non-exhaustive list of examples to support institutions in classifying their off-balance sheet items.

the final draft RTS also introduce four factors to be considered as constraining institutions’ ability to cancel an unconditionally cancellable commitment that relate to risk management processes, commercial considerations as well as to reputational and litigation risks.

Finally, the EBA proposed to implement the notification process of off-balance sheet items not already included in Annex I via the COREP framework to minimise the reporting burden.

Legal basis and background

The draft RTS have been developed according to Article 111(8) of Regulation (EU) No 575/2013 (CRR).

Article 111 of the CRR sets out the provisions to determine exposure values under the Standardised Approach for Credit Risk, including the specification for off-balance sheet items, where exposure values are derived from nominal values and the application of certain percentages. The applicable percentage for any off-balance sheet item is derived via a mapping into five buckets specified in Annex I of the CRR. Those percentages are related to the likelihood that an off-balance sheet item exposes the institution to the risk of credit losses in case of a default. 

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Sudanese from the South “Count on us”, the senior UN official says to the Security Council

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Referring to the recent quarterly report From the secretary general on the challenges to which the youngest nation in the world has faced, Ms. Pobee stressed that since March, previous gains in the peace process have been largely eroded.

The military offensives, mainly involving the rival militia of South Sudan who responds to the first vice-president and government troops loyal to the president, continued and confidence in 2018 Revitalized peace agreement Between the two were undermined.

Murithi Mutiga, another Brief from the International Crisis group, explained that the 2018 agreement required that President Salva Kiir is working with her rival, the first vice-president Riek Machar; Thus, the agreement was actually terminated when President Kiir placed the former vice-president in house arrest on March 26.

Humanitarian crisis

Ms. Pobee stressed that the recent military offensives have resulted in the death, displacement and destruction of civil infrastructure.

In addition, the travel crisis is a double -meaning street, Mr. Murtiga explained: the devastating civil war in neighboring Sudan has led 1.2 million refugees in South SudanConstruct the already limited resources.

The conflict in Sudan also disrupted oil flows to Sudan from the military government and the wider market, which means that South Sudan lost most of its precious oil income.

Mr. Murtiga also stressed that this is one of the worst humanitarian crises of South Sudan since independence in 2011, with 9.3 million needs disastrous help and 7.7 million Suffering from food insecurity, including 83,000 at risk of catastrophic conditions, while being brutal of sexual violence.

And the financing cuts leave millions without rescue assistance, said Pobee. In the middle of 2025, the Humanitarian needs and response plan is only funded at 28.5%.

In addition, humanitarian access challenges increase with increased cases of humanitarian workers, as mediocre infrastructure and administrative obstacles are hindering rescue efforts.

Call to act

The UN, the African Union, the regional intergovernmental development organization, IGAD, and many others in the international community, have repeatedly called upon a cessation of hostilities and a return to dialogue without any concrete response of the parties at war.

Martha AMA AKYAA POBEE, general assistant secretary for Africa in the departments of political affairs and peace and peace operations, is aimed at the meeting of the Security Council in Sudan and South Sudan.

“” While government representatives have publicly expressed their commitment to the elections by December 2026, the parties must take measures to return to dialogue and make the necessary decisions to advance the country. Declarations of engagement are not enough, ”said Pobee.

She urged the Security advice To call on all actors and stakeholders to maintain the peace agreement. If they do not set the basics of peaceful and credible elections in December 2026, the risk of relapse in violence will increase considerably in a context of increasing regional instability.

It is the shared responsibility of the international community to work with the South Sudanese parties to avoid such failure, she said. “The inhabitants of South Sudan are counting on us.”

Originally published at Almouwatin.com

Rubelle eliminated as a public health problem in Nepal: who

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Rubole – which is commonly known as German measles – is a very contagious viral infection, and particularly serious for pregnant women because it can lead to miscarriage, a mortinity or a range of debilitating congenital malformations. The safe and profitable vaccines made it highly avoidable.

“” The success of Nepal reflects the unshakable commitment of its leadershipThe persistent efforts of health workers and volunteers, and baseless support for committed and informed communities, for a healthy start for babies and a harassment of rubella disease, “said Catharina Boehme, OMS responsible officer in Southeast Asia.

National vaccination push

Nepal introduced rubbing vaccines via a 2012 immunization program, starting with a national campaign targeting children aged nine to 15 years, with a second dose added to the routine calendar in 2016.

Despite major public health emergencies such as the COVID 19 Pandemic and devastating earthquakes in 2015 and 2023, Nepal obtained more than 95% coverage of at least one dose of rubella vaccine in early 2024.

This Monday, WHO“The regional verification commission for the elimination of measles and rubella made the official announcement:”This realization of public health is the result of close collaboration between the government, dedicated health workers, partners and communities“Said Dr. Rajesh Sambhajirao Pandav, Nepal in Nepal.

Innovative approach

Strategies such as promotion of the “month of immunization”, awareness of a C vaccine

The Hildren and efforts to have fully immune districts declared a new momentum to elimination efforts.

In addition, for a new supervision of rubella, Nepal recently introduced a robust laboratory test algorithm, the first country in the Southeast Asia region to do so.

Originally published at Almouwatin.com

The EBA publishes its final standards for off-balance sheet items conversion factors

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The EBA publishes its final standards for off-balance sheet items conversion factors

The European Banking Authority (EBA) today published its final draft Regulatory Technical Standards (RTS) on the allocation of off-balance sheet items and the specification of factors that might constrain institutions’ ability to cancel unconditionally cancellable commitments considerations. Under the standardised approach of credit risk, the exposure values of off-balance exposure depend on the application of […]

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More young lives lost in Ukraine, as UN chief repeats call for a ‘just, comprehensive and sustainable peace’

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More young lives lost in Ukraine, as UN chief repeats call for a ‘just, comprehensive and sustainable peace’

The development came as Ukrainian President Volodymyr Zelensky and a group of European leaders arrived in Washington on Monday to meet President Donald Trump, who held talks on a possible peace deal to end the war with President Vladimir Putin of Russia in Alaska last Friday.

Responding to questions at the regular daily briefing in New York, UN Spokesperson Stéphane Dujarric said that the Secretary-General António Guterres was watching events in the US capital closely.

“We remain deeply concerned over the continuing deadly Russian attacks that we have seen across Ukraine. The Secretary-General reiterates his call for a just, comprehensive and sustainable peace in Ukraine, one that fully upholds Ukraine’s sovereignty independence, territorial integrity, within it’s internationally recognised borders in line with the UN Charter, international law and relevant UN resolutions,” he said.

“We of course must stand ready to support any meaningful efforts towards that end.”

UNICEF calls for end to attacks

“More young lives lost and devastated in brutal attacks in Ukraine,” UN children’s agency, UNICEF, said in an online post condemning the attacks. “End attacks on populated areas. Protect children.”

Footage released by the Ukrainian authorities showed an apartment complex in Kharkiv with a massive hole in the shattered roof and upper floors, where fires had been extinguished.

Kharkiv is located in the northeast of the country and just 30 kilometres (18.6 miles) from the Russian border. Ukraine’s second city has suffered heavy destruction and repeated shelling since Russia’s full-scale invasion began on 24 February 2022.

Meanwhile, a separate Russian attack on the southern city of Zaporizhzhia left three dead and approximately 20 injured, according to the Ukrainian authorities, who said they had shot down 88 drones and missiles launched overnight.

A recent update from UN human rights monitors in Ukraine noted that July saw the highest number of civilian casualties in the country since May 2022, with 286 killed and 1,388 injured.

“Aerial bombs caused the biggest rise [and] short-range drones made up 24 per cent of casualties,” said the Human Rights Monitoring Mission in Ukraine (HRMMU).

Russian troops’ push

The increase in the number of civilian casualties between June and July 2025 mainly took place in areas controlled by the Ukrainian Government along frontlines. This indicated the “intensive military efforts by Russian armed forces to capture territory”, the UN monitors explained.

And although long-range missile strikes and other munitions caused about 20 per cent fewer casualties in July compared with June, they were responsible for almost 40 per cent of all non-combatant deaths and injuries, including in the cities of Dnipro, Kharkiv and Kyiv.

Short-range drones were the second leading cause of civilian casualties, accounting for nearly one in four death and injuries (64 killed and 337 injured)said HRMMU.

As in June, nearly all civilian casualties (98 per cent) occurred in areas controlled by the Ukrainian authorities. Civilian casualties were recorded across 18 regions of Ukraine and the city of Kyiv.

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First person: On the first lines of Ukraine, humanitarian workers risk everything to bring hope

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“Sometimes we feel like we are swimming against a current that never slows down,” said Tiutiunnyk, a protection specialist working in Ukraine for the United Nations Agency for Refugees (Hcr). Viktoria herself is a displaced person from Luhansk, forced to flee after the start of hostilities.

“I was not part of the humanitarian community,” she recalls, speaking of the first days of the invasion, before World Humanitarian Day.

“I was not with the UNHCR at that time. I was an official, but I think that these events that occurred in my life and the life of the country were the trigger for me: I went to the humanitarian sector and I joined the UNHCR. ”

With evacuations in progress in eastern Ukraine, Ms. Tiutiunnyk now helps support the evacuated and newly displaced people in the Dnipro region, as well as those that remain in the front line areas.

Since August 1 of last year, more than 192,000 people have left the region, either by themselves, either with the support of the authorities and volunteers-and the UNHCR provides them with essential assistance.

Viktoria Tiutiunnyk, protection partner working in Ukraine for the United Nations Agency for Refugees, UNHCR.

‘I am where I am supposed to be’

“When I meet these people after an attack or on a site where they are currently staying, it reminds me of why I do this job,” said Tiutiunnyk, who recently returned from a mission on the ground. “When they open, when they share their stories, what they have experienced, it is so deep. And at that moment, I really feel like I am where I am supposed to be. »»

Many displaced people are under extreme stress; Their life is filled with fear and anxiety. Some have fled pressed without passports and other essential documents, while others need any money to buy food and medication.

The UNHCR emergency response includes psychological support, legal aid and cash assistance. “We also provide support to some of the collective sites where people can stay a while until they find other places,” says Tiutiunnyk.

With the war now in its fourth year and 3.7 million people displaced internally, humanitarian needs continue to degenerate. “War continues, the attacks continue, the needs continue to grow,” she says.

“It shouldn’t be the new normal”

Providing assistance on fronts often means working in dangerous conditions, including drone attacks and air strikes: while it was talking to the UN News, an air siren has sounded in the background.

“It’s stressful for sure. For many people, it is now their daily life. They remain in front line areas despite the daily bombings and attacks. For what? Because it’s their house. “

If I can bring them hope, it fills my life with meaning

In their work, Ms. Tiutiunnyk and her colleagues speak daily with deeply traumatized and anxious people – many of them apply humanitarian workers not to abandon them.

“I am the same thing. I am also moved, and if I can bring them this hope, this little help, at least helps stabilize their situation, this fills my life with meaning.

“Some people say they get used to aerial raid alerts and the situation in general. But you can’t get used to this, right? It is not normal. It shouldn’t be the new standard, ”she adds.

When asked what made her move forward, Ms. Tiutiunnyk says that she is inspired by her colleagues – people with whom she often spends more time than her own family – and her managers, who, as she says, “work on the chronometer”.

“When I see that they can continue, why can’t I continue?” Do you have to think, do we pursue a common goal? Yes, we are. So we are in the right place. »»

Originally published at Almouwatin.com

World News in Brief: Gaza Aid Crisis Crisis Latest, Formdly Floods in India and Pakistan, the financing cuts exacerbate the drought of Somalia

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In a global food program alert (Wfp), the agency said This half-million people “are on the brink of famine”, a complaint supported by several humanitarian agencies. The latest disturbing data show generalized acute malnutrition.

A ceasefire is the only way to expand aid deliveries, insisted the United Nations Agency. He explained that although the teams do everything that can provide food assistance, only 47% of the daily target amount between.

No meal, no bread

Unless fighting stops, organized aid distributions and hot meals and bakeries supported by WFP cannot restart, said the agency.

The United Nations Agency for Palestine Refugees, UNRWAreported on Monday that instead of being able to prepare for the start of a new school year, children in Gaza are more looking for water and the queue for food while their classrooms have “transformed into overcrowded shelters”.

Three years of schooling are now lost, the agency has stressed in a tweet.

The UN chief expresses the “deep sadness” on the sudden fatal floods in India and Pakistan

UN Secretary General António Guterres Monday expressed his Deep sadness with tragic loss of life due to the sudden floods in India and Pakistan in recent days, many missing and forecasts showing the possibility of floods and landslides to come.

Indian Rescue Services responded to a deadly flood on Friday which would have killed at least 60 years after he crashed in a village in Himalayas while he was in distant villages in northwestern Pakistan, water torrents killed more than 300, according to information.

Hundreds were also injured, the Pakistani authorities reported. The Biner district was the worst blow, with more than 200 deaths reported there, said provincial disaster management authorities.

Solidarity

“The secretary general offers his sincere condolences to the families of the victims and joined the people affected by this disaster,” said the statement published by his spokesperson.

Teams of United Nations countries in India and Pakistan have also been placed are available to the authorities, although no request for assistance has been made so far.

The impacts of the drought of Somalia aggravate by the financing cuts: OCHA

In Somalia, serious drought and funding reductions compromise vital assistance, the United Nations coordination office, Ochha,, said Monday.

Due to the reduction in the quantity of support for assistance work, food aid has decreased, health centers close and malnutrition is high, warned the United Nations.

OCHA said 4.6 million people are now facing high levels of food insecure while two million more are threatened by financing cuts.

Funding cuts mean “lost lives”

Without support on the scale, “lives will be lost and reverse progress” throughout the East African nation, where cash deficits have left a million people without food aid each month.

The global trend by seeing less humanitarian assistance has reduced vital support to health care across Somalia. So far this year, it has had an impact on at least 150 medical establishments and has left hundreds of thousands of Somalians without the medical care they need.

OCHA noted that due to the cuts, the number of people targeted for Somalia aid had to be reduced by 72% narcotic.

Originally published at Almouwatin.com

More young lives lost and devastated in the attacks of Russia against Ukraine: Unicef

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The development came while Ukrainian President Volodymyr Zelensky and a group of European leaders arrived in Washington to meet President Donald Trump, who had discussions on a possible peace agreement to end the war with President Vladimir Putin of Russia last Friday.

“More young lives lost and devastated by brutal attacks in Ukraine”, ” Unicef said in an online article condemning attacks. “The final attacks against populated areas. Protect children. “

Destruction in Kharkiv

Images published by the Ukrainian authorities have shown a complex of apartments in Kharkiv with a massive hole in the broken roof and the upper floors, where fires had been extinct.

Kharkiv is located in the northeast of the country and only 30 kilometers (18.6 miles) of the Russian border. The second city of Ukraine underwent a strong destruction and repeated bombing since the large -scale invasion of Russia began on February 24, 2022.

Meanwhile, a separate Russian attack against the southern city of Zaporizhzhia left three people dead and approximately 20 injured, according to the Ukrainian authorities, who said he had shot 88 drones and missiles launched overnight.

A recent update of UN UN Human Rights monitors noted that July has seen the largest number of civilian victims in the country since May 2022, with 286 killed and 1,388 injured.

“Air bombs have caused the greatest increase [and] Short -range drones represented 24% of victims, “said the human rights monitoring mission in Ukraine (HRMMU).

Push of Russian troops

The increase in the number of civilian victims between June and July 2025 mainly took place in areas controlled by the Ukrainian government along the fronts. This indicated the “Intensive military efforts of the Russian armed forces to capture the territorySaid the United Nations monitors.

And although long -range missile strikes and other ammunition caused around 20% less victims in July compared to June, they were responsible for almost 40% of all non -combatant deaths and injuries, including in the cities of Dnipro, Kharkiv and Kyiv.

Short -range drones were the second cause of civilian victims, representing almost one in four deaths and injuries (64 killed and 337 injured),, said HRMMU.

As in June, Almost all civilian victims (98%) have occurred in areas controlled by the Ukrainian authorities. Civil victims were recorded in 18 regions of Ukraine and the city of kyiv.

Originally published at Almouwatin.com

How Smart Proxy Strategies Drive Business Insights

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In the digital economy, access to accurate, location-specific data can make or break strategic decisions. From competitive research Source link

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How Smart Proxy Strategies Drive Business Insights

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In the digital economy, access to accurate, location-specific data can make or break strategic decisions. From competitive research

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